Article 144- Labor Code: The employer's responsibility for laborers suffering from occupational accidents, occupational diseases is as follows:

+ An employer shall be responsible to pay part of the costs which are copaid, and pay the full amount of the costs which are not paid by the health insurance scheme for an employee who is insured by the health insurance scheme.and

+ Shall pay full wage as stipulated in the employment contract to the employee suffering from occupational accidents or occupational diseases during the medical leave for the medical treatment.

However, there is no limit to the amount of medical expenses that businesses pay. Businesses are also unable to control medical care items that not covered by health insurance for payment. Thus, enterprises must be responsible for medicine expenses, unnecessary and expensive medical services incurred by the employees’s selection. While businesses have to pay health insurance, compulsory insurance for occupational accidents, work-related diseases to cover the risks arise, now have to pay all medical expenses,it means pay twice for the same risk.

At the same time, there are currently no regulations on "stable treatment", which means that businesses do not have to pay for medical expenses. Employers are also not responsible for most traffic accidents that are considered occupational accidents. Occupational accident insurance should be responsible for these unforeseen circumstances. Moreover, the government should promote compulsory motor vehicle liability insurance to anticipate these risks.