Firstly, VIB is offering up to VND500 million ($20,600) to MyVIB users from now until December 2023 as part of this year's largest sale campaign, "The more you use, the more you earn," for new and existing customers using MyVIB digital bank. The total value of gifts stands at more than VND11 billion ($453,328).

For each valid money transfer, payment transaction, or referral of a new user to MyVIB through the Refer a friend feature on the app, the user will receive a turn to participate in the lucky draw to win a series of attractive gifts worth up to VND500 million ($20,600).

There are an unlimited number of lucky draw entries and chances of winning gifts. The more transactions users make, the more participation they receive.

In addition, first-time users of MyVIB will receive a bonus worth up to VND150,000 ($6.18), which is converted to coins to top up and pay bills on MyVIB.

They will receive VND50,000 ($2.06) immediately when signing up for a Digi account and successfully completing the electronic Know Your Customer steps. This is also applicable when new users first receive at least VND200,000 ($8.24) into their account or make their first valid transaction worth VND100,000 ($4.12) or more.

In addition, VIB is offering two optional incentives for new credit cardholders opening accounts and making payments for five days from September 18 to 22.

The first is a lifetime annual fee refund, and a first transaction refund for cardholders who make a large-value transaction. The first year's annual fee will be refunded with just one minimum spending transaction worth VND1 million ($41.21). Customers only need to send the message VIB DK2023 to 6089 using the phone number registered on VIB's card system to enjoy the promotion.

For existing cardholders, VIB is expanding the Spending Day programme from September 18 to 22 instead of just on the 20^th of every month. By sending VIB CT to 6089, cardholders will receive 5 stars for every VND200,000 ($8.24) payment made during these 5 days.

Cardholders can receive a maximum of 200 stars per day in exchange for shopping vouchers. This offer also applies concurrently with cashback and points accumulation from VIB card features, as well as programmes with up to a 50 per cent discount for health, food, and travel offers with the bank's partners, such as GGG, The Pizza Company, MIYEN vegetarian menu, Shynh House, Booking.com, Ortis Dental, Peace Dental, Be Dental, Oracle Clinic, and FLC Golf Course.

In addition, VIB is adding up to 1 per cent savings interest for loyal customers. These are individual customers who have an account balance of VND2.7 million ($111.27) as of August 31 and have used the services at VIB for five years or more. VIB also offers a 0.5 per cent interest rate for loyal micro-sized enterprises.

On this occasion, the bank is also giving away attractive account numbers with pairs of 27 numbers, such as xxx272727, 272727xxx, x272727xx, and xx272727x. Customers only need to make a deposit of VND1 million ($41.21) into their newly opened account to enjoy this promotion.

Especially on September 18, account numbers x27272727, 27x272727, 2727x2727, 272727x27, and 27272727x will be given to customers who open and deposit VND10 million ($412.12) into their account.

Established on September 18, 1996, VIB currently has more than 11,000 employees serving more than 4.5 million customers across 179 branches and transaction offices in 28 key provinces and cities nationwide.

After 27 years of development, VIB has achieved outstanding landmarks. It is one of the leading banks in the market in terms of retail lending ratio and profitability. The bank also holds top market shares in key business segments.

For many years, VIB has maintained its position as leading banks in the credit card trend and the bank with the highest card spending in the Vietnamese market.

With a consistent customer-centric strategy for digitalisation and digital transformation, VIB has pioneered many new technologies and developed value chains to bring customers better experiences.

The bank’s MyVIB Digital Banking App and other tech solutions have received recognition and many awards from prestigious institutions such as The Asset, The Banker, Global Finance Review, Mastercard, Visa Card, AWS, and Microsoft.