The small-sized banks are forecast to have notable deals in changing the stock exchanges in H2 2025. (Source: VNA)

In a recent H2 2025 outlook report, analysts of the Vietcombank Securities Company (VCBS) forecast that the pre-tax profit growth of the entire banking industry in 2025 could reach 18%.

In particular, the small-sized banking group is expected to have the strongest growth rate of up to 35% thanks to boosting real estate credit from a low base and starting to accelerate bad debt handling. The group would also have notable deals in changing the stock exchanges.

Meanwhile, the private bank group is forecast to gain a pre-tax profit growth of 20%, while the State-owned group will increase by about 12%.

Analysts believe that private banks will benefit from policies to encourage the private economy and improve asset quality. The private bank group is also expected to witness many outstanding stories, such as IPOs, restructuring and debt collection.

Regarding credit activities, VCBS maintains an optimistic view on credit growth, forecasting that the entire banking industry can achieve its target of 16% growth by the end of this year. The main driver comes from low interest rates and many incentive packages launched for the fields of technology, real estate and small and medium enterprises (SMEs).