Reference exchange rate down 2 VND on July 25.

With the current trading band of +/- 5%, the ceiling rate applicable for commercial banks during the day is 26,422 VND/USD and the floor rate 23,906 VND/USD.

At 8:30 am, the opening-hour rates at major commercial banks saw a slight fluctuation.

Vietcombank listed the buying rate at 25,960 VND/USD and the selling rate at 26,320 VND/USD, unchanged from the July 24 morning session.

Meanwhile, BIDV cut both rates by 10 VND, listing the buying rate at 25,960 VND/USD and the selling rate at 26,320 VND/USD.