(from left) H.E. Hynek Kmonicek – Ambassador Extraordinary and Plenipotentiary of the Czech Republic in Vietnam, Mr. Jan Bartosek - Deputy Speaker of The Chamber of Deputies of The Parliament, Ms. Annica Witschard – CEO of Home Credit Vietnam and Ms. Pham Vu Minh Dan – Home Credit Vietnam’s Chief People Officer

This visit holds special significance as it coincides with the celebration of the company's 15-year anniversary. Jan Bartosek - deputy speaker of the Chamber of Deputies of the Parliament and his delegates commended Home Credit Vietnam for its achievements and valuable contributions to the economy and the country as a whole.

The frequent meetings between senior government officials and Home Credit Vietnam underscore the company's pivotal role in fostering business relationships between the Czech Republic and Vietnam.

The deputy speaker and his delegates praised Home Credit's notable accomplishments in financial inclusion, responsible lending, sustainable growth as well as its strong commitment to fostering diversity and inclusion in the workplace.

Deputy speaker of the Chamber of Deputies of the Parliament congratulates Home Credit on its 15th anniversary

Over the past 15 years, Home Credit Vietnam has made significant strides in providing financial services to individuals with limited access to traditional banking. Serving nearly 15 million customers nationwide, the majority of whom have low incomes and no credit history, the company has successfully bridged the gap and enabled these individuals to access financing with ease and security, empowering them to achieve their daily goals.

Home Credit Vietnam's success story is a testament to its position as one of the largest companies in the consumer finance industry.

Its remarkable growth has not only contributed to the overall economic development of Vietnam but has also played a crucial role in promoting financial inclusion among the underbanked population, bringing them into the formal financial system.

Senior leaders of the Czech Republic and Home Credit Vietnam’s Board of Directors.

A key factor behind Home Credit Vietnam's success is its steadfast commitment to responsible lending practices, reflected in its market-leading low non-performing loan ratio.

Furthermore, the company has earned immense trust and loyalty from its customers, with three out of four customers recommending Home Credit's services to their friends and families. Returning customers generate 75 per cent of the company's new revenue, showcasing the exceptional customer satisfaction and loyalty it has fostered over the years.

These accomplishments have solidified Home Credit Vietnam's position as the most desired brand in the market, as recognized through the prestigious Annual Brand Health Track conducted by Ipsos from 2020 to 2022.

In addition to its financial achievements, Home Credit Vietnam has been at the forefront of implementing Environmental, Social, and Governance principles in its business operations. This dedication to sustainability and responsible practices have earned the company the distinguished Top 100 Sustainable Companies award from the Vietnam Chamber of Commerce and Industry, making it the sole Consumer Finance Company (CFC) to receive this prestigious recognition.

With an unwavering dedication to its customers and society at large, Home Credit Vietnam exemplifies the success of the Vietnam-Czech business relationship and is poised to achieve even greater milestones in the years to come.