9Pay experts advising international partners at  Singapore FinTech Festival 2025

Real-time payment is viewed by experts as the main driver for the entire payment industry. The growing demand for fast, transparent solutions is forcing the market to seek new methods to replace traditional transaction channels. This trend is not merely a technological change but a crucial step toward building a more flexible and efficient digital financial ecosystem.

T+0 speed and smart routing - the new standard for cross-border payments

International businesses and partners investing or trading in Vietnam face a significant challenge: how to ensure funds are transferred instantly and without interruption while strictly complying with legal regulations and avoiding manual risks. Traditional payment channels are often slow, lack transparency, and struggle to handle large transaction volumes. The demand for same-day transfer speed (T+0) and the need for unlimited value processing are the bottlenecks that must be resolved to seamlessly connect with Vietnam's rapidly growing economy.

9Pay is progressively embracing the real-time payment trend and operational digitalization to comprehensively address this problem. Holding a Payment Intermediary Service License and a license for direct receipt and disbursement of foreign currency from the State Bank of Vietnam, 9Pay possesses a solid legal foundation and superior processing capacity, with over $10 billion in annual transaction volume and a network of 50+ banking partners and 1,000+ global partners.

9Pay's cross-border transfer solution, 9Remit, is committed to providing optimal service to customers with instant speed and same-day T+0 transfer; the ability to handle unlimited transaction volume or value, effectively serving the transfer needs of large enterprises; and leveraging AI technology to optimize processes such as document standardization and verification/categorization, which helps accelerate processing, minimize manual errors, and ensure strict compliance.

Mr. Nguyen Quang Thinh, CEO of 9Pay Joint Stock Company, shared: "9Remit was created not just as a transfer solution but as the answer to the challenge of balancing speed and compliance in cross-border payments. We are building a transparent, instant, and secure financial infrastructure, allowing international businesses to confidently operate and connect seamlessly with the Vietnamese economy."

The bridge of "Global payment - Local trust" for two-way capital flow

9Remit is creating a cross-border financial infrastructure, reinforcing its position as a trusted bridge between Vietnam and the world. Partnership with over 50 domestic and international banks has established a strong foundation, enabling 9Pay to offer a centralized transfer solution that resolves key "pain points" for businesses.

For international partners such as FDI and e-commerce companies, 9Remit helps eliminate complex administrative barriers when remitting money out of Vietnam. Payments to suppliers and repatriation of revenue to the home country are executed with strict compliance, security, and instant speed. Crucially, connecting with in-depth legal consultation on Foreign Contractor Tax is a core solution that helps international businesses overcome regulatory bottlenecks and operate with confidence.

For Vietnamese enterprises, 9Remit helps break down payment barriers, creating a seamless and instant flow for capital repatriation. The solution supports a variety of global payment channels such as SWIFT, ACH, Fedwire, and FPS, acting as a solution for receiving foreign funds (profit repatriation, collections) on behalf of Vietnamese companies, thereby significantly reducing costs and increasing capital circulation speed.

By providing a technology platform that supports faster money transfer and receipt solutions for banks, 9Pay is asserting an increasing role in the payment system, following the trend of international Fintechs regarding strong presence and impact on cross-border payment systems, fulfilling the commitment of “Payment without border - Growth without limits.”